Chapter 11 Poem by Harry J. Couchon Jr

Well it has finally come to this
One too many payments I happened to miss
Messages not from friends but collection agencies
Will I be one of this years bankruptcies?

I owe this one I can't pay that go to a lawyer
to sit down and chat bankruptcy yes that certainly
is an option or look for a rich old couple
thinking of adoption

Another meeting this time a credit adviser
Consolidate your debts that's the way to go sir
Instead of many big bills one huge one
Why couldn't I have been born a rich mans son

Piles of bills growing day by day
Sort them in order of urgency to pay
Tax bills first then worry about the rest
With the talent to spend money I've surely been blessed

it's not all my fault others share the blame
All those credit cards issued in my name
They get you with that low introductory rate
By the time you stop spending
It's already too late

So I've been studying the bankruptcy laws
To free me from the grip of my debts jaws
Skip chapters 1 through 10 go straight to 11
I hope my credit report won't keep me from heaven