Sean Munnings (a.k.a. The Raga-Lover) was born in Nassau, Bahamas, attended Queens College High School, and graduated from the College of the Bahamas with an Associate of Arts Degree in Banking. He furthered his education abroad at the University of South Florida where he acquired a Bachelor of Science Degree in Accounting and a Master’s Degree in Finance. He later obtained a qualification as a Certified Public Accountant while working as an auditor at PricewaterhouseCoopers (formerly Pricewaterhouse) . He is currently the Deputy Manager at Dartley Bank & Trust Limited and resides in Nassau, Bahamas.