Sandra Martyres

(5th October / Mumbai - India)

A Banker's Prayer


Dear God,
Let our borrowers pay us back
We can take no more flack
We have to remain on track
Or face the inevitable sack
Governments, tax payers, citizens
You name them
They are watching us
With focussed eagle eyes
We are literally surrounded by spies

Any whiff about a distressed asset
Or a loan turning toxic
Even if it is only an empty rumour
Is enough to send our stocks south ward
And of course provide the usual fodder
For dinner time conversations
Which continue to dwell unendingly
On the familiar greed narrative

Bankers’ bonuses and compensation
Are believed to have been the cause
Of the recent financial crisis
Apparently we did deliberately
Court disaster by
Totally disregarding long term risk
Just to take home meatier pay packages
Dear God it this were really true
We would not be here now
Offering this fervent prayer to you

Submitted: Saturday, September 26, 2009
Edited: Friday, June 24, 2011

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Comments about this poem (A Banker's Prayer by Sandra Martyres )

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  • Janani Ashwin (12/25/2009 11:40:00 AM)

    I understand your viewpoint in toto and you have expressed the underlying feel very very well................janani (Report) Reply

  • James Casey (11/23/2009 4:37:00 PM)

    Sandra,

    As I understand it, the government forced lenders to make loans to people who couldn't possibly afford to pay for their payments. They were given loans on false information and no one was checking their data because it would not be politically correct to question anyones statements.

    Then when the interest rates changed, by less than a point, they expected the government to step in and save them.

    We bought our first house at an interest rate of 15 % because we were a poor risk.

    Now the banks beg me to borrow money, because my credit is good.

    It all falls back on the premise that it is always someone elses fault for my errors in life....

    Your poem reflected that, good job
    Jim (Report) Reply

  • Ben Gieske (10/9/2009 7:54:00 AM)

    It is encouraging to find that you are one of the poets who cares about what happens in our society and now have made your voice heard. I hope we all can join you and write so well. Every voice helps. (Report) Reply

  • Ravi A (10/8/2009 1:28:00 PM)

    A well constructed poem. A good theme also. As a bank employee I can say that it is the political intervention that sends a bank to reeling. People get a feeling that they need not repay their loans. Government also injects in their minds similar ideas. How can a bank survive then? Can an individual spare a borrower? In the case of any bank people have a different idea about this. This is not fair. (Report) Reply

  • Eyan Desir (10/3/2009 6:26:00 AM)

    Well sounds like greedy man
    Prayers to God shouldn't be like this
    but good write (Report) Reply

  • Robert E Hann (10/2/2009 11:34:00 PM)

    The lonely banker loses all and no one seems to care.
    But all that money's still around, and I just want a share.
    I would gladly clean the vault, and dust the teller's tills
    for a little pile or two of fifty dollar bills. (Report) Reply

  • Patti Masterman (9/26/2009 9:42:00 AM)

    I think if God exists, he thinks these prayers smell..but your poem is full of the odor of truth, I like it much. (smile) (Report) Reply

  • Samanyan Lakshminarayanan (9/26/2009 5:25:00 AM)

    i think mr ramesh has been very plain..without knowing your field...but that seems to be the truth...all your policies are based on the people who turn toxic...some do it willingly...some if supported will come out of it...and another thing is that all bankers run behind popular products...housing loan was one among them...a person working in my factory would be a given a housing loan with his pay slip...the factory paying him would be denied a loan based on policy...our RBI norms are quiet stringent...for every rupee held what is the loan they really they shell out...they have a fantastic safety leaverage...the bankers are bothered about keeping a step fprward when the manufacturing indutry is crashing and falling....no need for any hue and cry (Report) Reply

  • Alison Cassidy (9/26/2009 3:46:00 AM)

    Irony penned with wit and style. I was watching a television program on homelessness the other night. How dare these self serving bankers take sooooooooo much, when so many have so little... Love, Allie ♥ ♥ ♥ ♥ (Report) Reply

  • Meggie Gultiano (9/26/2009 2:03:00 AM)

    Dear God it this were really true
    We would not be here now
    Offering this fervent prayer to you
    ................................
    this is a humble attitude, depending, relying on God' will
    On business side, yes, it is true..your words are true..others on higher position got a higher
    and fat envelop..
    This is happening all over..Even here in our system..
    A nice, full of wisdom, humble write..May your prayers be heard from Above..AMEN (Report) Reply

  • Ramesh T A (9/26/2009 2:00:00 AM)

    Bankers' blunders have led to financial crisis! If deserving people were assisted with timely bank finance the crisis would not have occurred. Bank frauds make all suffer now! (Report) Reply

  • Vijay Menon (9/26/2009 1:50:00 AM)

    letter from the bank as a reminder sends shivers down the spine, fine write and nice meaning10++++ (Report) Reply

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