The Government And The Insurance Companies Poem by Rajendran Muthiah

You teachers and the gentle folks
don't smoke like giants and drink as hogs.
Hide these facts when you insure
but your autopsies tonsure.
Your heirs are squeezed to live as dogs.

Non-disclosure of facts result in loss of your money
and the insurers lie in wait to lick this honey.
The government blame the agents as if the policies they mis-sell
but they are in hand in glove with the companies to puzzle,
saying as they had breached the duty of utmost good faith;
the companies deny claims making comments blithe.

To get the dues, the nominees have to wait at the Customer Care,
then the Consumer's Forum and the Ombudsman next
and then the IRDA and finally the Court, hand in hand with the agent.
For every ten thousand the agent gets
a thousand as income tax, the Coffers wets,
besides the Service Tax for winking at these atrocities.